Sa`d bin Abi Waqqas:
The Prophet (ﷺ) used to teach us these words as he used to teach us the Book (Qur'an): "O Allah! seek
refuge with You from miserliness, and seek refuge with You from cowardice, and seek refuge with
You from being brought back to (senile) geriatric old age, and seek refuge with You from the
affliction of the world and from the punishment in the Hereafter."